Personal economic meltdown

When the world's economy fell into a doldrum, no African,especially yours sincerely, felt he would be affected by it. The major reason was that Africa wasn't integrated into the world's economy. However, the meltdown started and all you hear in the streets is that the value of dollar has increased with respect to Naira(Nigeria's local currency) and so the price of goods has skyrocketed. That is by the wayside; the real issue is that I am in debt; I have borrowed more than what I earn and so I have a deficit account. My advice to those like me is, work harder in office because the net income of the world's economy is a factor of the aggregate quantity and quality of labour.